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If you want to learn how to use money like a tool, control your money and not have it control you, then spend some time here. We offer some life changing but simple steps to a total money makeover. Start to establish these simple financial habits:
You can do other things to improve your money situation while you’re working on these four steps.
First, focus on the fundamental personal finance equation: to pay off debt, or to save money, or to accumulate wealth, you must spend less than you earn. SIMPLE, BUT VERY IMPORTANT! Curb your spending. Re-learn frugal habits.
While you work to spend less, do what you can to increase your income. If possible, sell some of the stuff you bought when you got into debt. You may want to consider getting an extra job.
Finally, go to your local public library and borrow Dave Ramsey’s The Total Money Makeover. Don’t be put off by the title — this is a fantastic guide to and developing good money habits. After you’ve finished, return it and borrow another book about money.
The most important thing is to NOT WAIT TO START TOMORROW OR NEXT WEEK ... start tackling your debt NOW. Your older self will thank you.
WE GUARANTEE A 640 CREDIT SCORE!!!
I'VE LEARNED ENOUGH AND
I'M READY TO GET ON THE RIGHT TRACK WITH MY CREDIT...